Live in 15+ Tanzanian companies Built in Dar es Salaam

Finance built for the way African SMEs actually run.

Fedha za kampuni — kiganjani mwako.

Expenses, approvals, payroll, mobile-money and bank disbursements — in one platform. Live in days, not months.

Get started See a demo

No setup fees Month-to-month 13 payment rails

Daraja mobile app — Office Wallet, Quick Actions, Salary Advance

Approval · just now

AH Amina HassanFuel · TZS 250,000

Paid out this month

TZS 8.2M

12% faster approvals

Trusted by growing Tanzanian companies.

Kibo Capital Zantel Logistics Pwani Foods +15 more across Dar & Arusha

The mobile app is just the start.

Everything you need to move company money with control — cards, cash, approvals, payroll and reconciliation, in one platform.

Company wallet

A shared float that every department spends from. Top up from CRDB, NMB, NBC or M-Pesa. See balance change live as approvals clear.

Expense requests

Staff submit with a receipt photo. Managers approve from their phone.

Fuel · Amina H.M-Pesa

250,000

Paid

Lunch · Juma M.Tigo Pesa

80,000

Pending

Travel · Neema S.CRDB

420,000

Paid

Payroll

Monthly salaries, bonuses and advances. PAYE and NSSF calculated.

Payroll · November

TZS 12.4M

42 employees · Approved

Review Run now

Multi-step approvals

Route requests by amount, department or project. Clear from a push.

Request submittedAmina H. · 09:24

Manager approvedPeter M. · 09:31

Finance reviewAwaiting Sarah K.

Bills & utilities

LUKU, DAWASA, GePG and vendor invoices from one balance.

LUKU

Tanesco

GePG

Gov bills

Selcom

Merchants

Airtime

All networks

Built for how African finance teams work

Every shilling has a name on it.

From the request form a junior accountant opens, to the CFO's month-end ledger — four things Daraja does better than spreadsheets, WhatsApp and petty cash.

01Control

02Approve

03Pay out

04Audit

01 · Controls

Control spend before it happens.

Set per-role, per-category and per-department limits. Nightly spend caps. Project budgets that auto-enforce. Employees request within the rails you've drawn — you spend less time saying no.

Explore spend controls

Field Ops · November

62% used

TZS 1,860,000of 3,000,000

Per-request limit TZS 500,000

02 · Approvals

Approvals that route themselves.

Two-step for amounts over 500k, three-step for project spend, auto-approve under 50k. Approvers act from a push — they don't need the laptop. Every step is logged.

See approval flows

Submitted · Amina H.Fuel reimbursement · TZS 250,000

Manager · Peter M.Approved from mobile · 7 min later

Finance · Sarah K.Reviewing now

PayoutM-Pesa · same day

03 · Payouts

Thirteen payment rails, one balance.

Mobile money to M-Pesa, Tigo, Airtel and Halotel. Bank transfers to CRDB, NMB, NBC, Equity and Stanbic. Bill-pay to LUKU, DAWASA and GePG. Same balance, same ledger, no juggling portals.

See all rails

04 · Audit

The ledger closes itself.

Every request, every approval, every payout — logged with timestamp, user, device and category. Export to QuickBooks, Xero or CSV. Auditors stop asking for screenshots.

Explore audit & reconciliation

audit-log · period_2024_11.json LIVE

PAYOUTCleared to M-Pesa

255744…123 · TZS 250,000 · auto-matched to req #4821